Losing a job, redundancy or reduced work ability – the Estonian Unemployment Insurance Fund (Töötukassa) pays several types of benefit and support. This reference table explains the 2026 rates and conditions and points you to the right calculator.
Unemployment insurance benefit (income-based) 2026
| Item | Value |
|---|
| Rate days 1–100 | 60% of previous income |
| Rate from day 101 | 40% |
| Cap days 1–100 | €101.27/day (€3139.37/31 days) |
| Cap from day 101 | €67.51/day (€2092.81/31 days) |
| Minimum | €14.77/day (€457.87/31 days) |
| Duration | 180 / 270 / 360 days (record under 5 / 5–10 / over 10 years) |
You qualify if you have at least 12 months of insurance record in the last 36 months and the job did not end voluntarily or by mutual agreement. Work out your benefit with the
unemployment insurance benefit calculator.
Base-rate unemployment insurance benefit (new in 2026)
| Item | Value |
|---|
| Daily rate | €14.77 (€457.87/31 days) |
| Duration | up to 180 days (+60 days in a difficult labour market) |
| Condition | at least 8 months of insurance record in the last 3 years, regardless of the reason |
The base-rate benefit
replaces the former unemployment allowance from 1 January 2026 and is a flat amount, independent of previous pay.
When employment ends
| Benefit | Amount |
|---|
| Redundancy benefit (employer) | 1 month average wage |
| Redundancy benefit (Fund adds) | 1 month (record 5–10 y) or 2 months (over 10 y) |
| Insolvency benefit | unpaid wages, holiday pay and severance (statutory caps apply) |
Work out the total final settlement and benefits on redundancy with the
final settlement calculator.
Reduced work ability and labour market services
| Support / service | Rate 2026 |
|---|
| Work ability allowance (no work ability) | €22.89/day (~€686.70/month) |
| Work ability allowance (partial) | €13.05/day (~€391.42/month) |
| Wage subsidy (to employer) | up to 50% of gross wage |
| Business start-up grant | up to €6000 |
| Labour market training | free + stipend and travel support |
The amounts and conditions apply in 2026 and we review them at least once a year. Current rates and applications:
Estonian Unemployment Insurance Fund ↗. To receive a benefit you must register as unemployed with Töötukassa.
Related calculators
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Source: Estonian Unemployment Insurance Fund ↗