Job offer comparison

This tool compares two job offers by total take-home value: net salary plus the value of non-cash benefits to you. It shows whether a higher gross salary or a lower salary with a car is better for you.

How is it calculated?

• Net salary is calculated with 2026 tax rates (income tax 22%, basic exemption €700, unemployment insurance 1.6%, 2nd pillar at your chosen rate) – the same logic as the salary calculator.
• Benefit value is your own estimate of what the non-cash benefits are worth to you per month. Private use of a company car is worth roughly what you save on fuel, insurance and depreciation (typically €200–400/month).

Note: the fringe benefit tax (car, phone) is paid by the employer – it does not reduce your net salary. That is why the comparison uses the benefit's value to you, not its tax cost. The employer's car tax cost is worked out by the fringe benefit calculator.